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Posts with tag 'First-time buyers'

Cressy & Everett Real Estate Blog

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April
8

Neighborhood Safety-Cressy & Everett

The house looks nice and the price is right. It's close to work and schools. But is the neighborhood where it's located safe? This is one of the most important considerations to make when buying a house. It's not only important for your own well being, but also for your home's potential resale value. So how can you tell if the neighborhood is safe? Here are a number of ways.

  1. Walk the neighborhood at different times of day and night. Talk to neighbors to find out the history of the house and neighborhood. Chat up people in nearby businesses and other parts of town and ask opinions of the neighborhood. Exploring the neighborhood on foot allows you to notice things you wouldn't in a car, such as barking dog or neighbors playing drums.

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February
25

Indiana Home Winter Warm
No matter how cold it gets outside, our real estate agents are here to help you find the perfect Indiana home for you. Our team works in rain, shine, or even the Indiana snow.

That said, it's important to recognize that Indiana winters can be fierce. Especially if you're new to the state, it's vital to prepare your home well in advance.

Of course, our winters in Indiana aren't the worst. No matter where you're from, you'll soon get the hang of things. All you need to do is get the right information in front of you early on.

Yes, some parts of Indiana can have major winter storms. Most trouble in the cold season isn't caused by heavy snow; however, it comes about as a result of putting off preparations.

Here's how you can get your home ready and keep it comfortable all winter long.

  1. Use Natural Light to Get a Head Start on Heating
    The sun remains the most energy efficient heater around. Even in the dead of winter, most days will have some sun. Part the curtains, raise the blinds and open the shutters to let heat in during the day. Then, close windows up tight and cover them to keep the heat from escaping overnight.

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February
18

Buy a Home this Winter

What's on your winter checklist? Winterize your vehicle? Get the kids new snow boots?

Buy a home?

Believe it or not, the winter season is actually a great time to purchase a home in the Northern Indiana and Southwestern Michigan real estate area (a.k.a Michiana). Most prospective homebuyers are surprised when our real estate agents inform them about the many advantages of purchasing a home during these snowy months. Our team at Cressy & Everett Real Estate, feel that all future homebuyers should be aware of the perks that come with viewing and putting an offer on a home during this time of the year.

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January
28

Buying a Home - Read This Before You Apply for a Mortgage

Our real estate agents often hear from our new clients that the process of getting a mortgage is intimidating. That's understandable!

Having an experienced real estate agent on your side does a lot to make applying for a home mortgage manageable.

Even so, it's important to know a few things about the process. Once you learn more, you'll see exactly what you need to do to make things easier.

That can be just what it takes to make your worries evaporate. The truth is, most people learn getting a mortgage is quite a bit easier than they imagined. It just takes some preparation.

These four steps will make it easier:

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December
10

FHA Loan Pros & Cons
At Cressy & Everett Real Estate, our real estate agents are experienced in all of the many programs that help you buy a home. A variety of programs are available for first-time home buyers and prospective buyers with different needs.

Navigating these programs is not always easy, but the right expertise can help. One program that many people ask us about is the Federal Housing Administration loan (FHA).

FHA mortgage loans are intended to put homeownership within reach of first-time buyers. Even those who may have had financial difficulties in the past can succeed in securing an FHA home loan if they can meet some fairly straightforward requirements.

Click Here to Read More...

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